ClaimCompass · Policyholder Education

Your insurance company
has a team.
Now you do too.

Free tools, insider knowledge, and step-by-step guidance for policyholders navigating property insurance claims.

Find Your Starting Point

Where are you right now?

Choose the path that matches your situation. Each one starts with a free resource and takes you exactly where you need to go.

1
🚨
I just had a loss
Free Resource

The First 72 Hours Checklist

Your home was just damaged. You don't know what to do first. This checklist tells you exactly what to do, in order, before anything is touched, moved, or removed.

10 actions that protect everything
What to photograph before anyone arrives
How to report the claim the right way
The folder you need to create today
Get the Free Checklist →
Free · Sent to your inbox · No credit card
2
🔍
I want to understand my policy before anything happens
Free Resource

7 Things Adjusters Don't Tell You

You have homeowners insurance. But do you know what is actually in it? This free guide reveals what the insurance company already knows about your policy, and what most policyholders never find out until it is too late.

What your deductible actually costs you
ACV vs RCV, the three letters worth thousands
The appraisal clause nobody talks about
What your agent cannot do when it matters
Get the Free Guide →
Free · Sent to your inbox · No credit card
3

The Claim Blueprint™

The estimate arrived. Something feels off. Or you want to make sure you are not leaving money on the table. This is the complete framework for navigating your claim, from the first phone call to the final payment.

Eight Compasses covering every stage of a claim
How to read an estimate and spot the gaps
Depreciation, explained plainly
The questions to ask, and when to ask them
$47 · Instant access · One-time payment

Not sure where to start?

Start with the free checklist. It is the foundation everything else is built on, and it takes less than five minutes to read.

Get the Free First 72 Hours Checklist →

Built from the inside

Created by a licensed insurance adjuster who has seen both sides of the claims process, and built this so policyholders have the same knowledge adjusters do.

Free to start

Two of the three paths are completely free. No credit card. No commitment. Just the information you need right now.

Flat fee. No commission.

Everything here is a fixed price. No percentage of your settlement. No hidden fees. The cost is what it says. Nothing more.

Why This Exists

I was on both sides of this.

I worked as a licensed insurance adjuster, writing estimates, understanding the system, seeing what happened behind the closed file.

Then I became the policyholder. Pregnant. Displaced with four kids. Living in hotels and an RV while an insurance company investigated my family for fraud we did not commit. They found nothing. Because there was nothing.

But in those moments, being suspected instead of helped, I felt like I had lost everything.

ClaimCompass exists because that information gap is real. And it is closeable.


Need professional support on your claim? Graham Locke & Co. →

ClaimCompass is the education brand: free resources, guides, and tools for policyholders who want to navigate their claim themselves.

When a situation needs professional eyes, a disputed estimate, a denied claim, a potential appraisal, Graham Locke & Co. provides flat-fee claim consulting, estimate review, and appraisal representation.

Learn about Professional Services →